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Reg Z Non Home Secured (Open-End Credit)

Course List | ABA Member Registration | Non-Member Registration

*Reviewed: Mar. 2012

Reg Z Non Home Secured (Open-End Credit) discusses types of open-end non-home secured lines of credit other than credit cards. The course reviews disclosure requirements, periodic statement requirements, change in terms notices, payment processing rules, and liability for non-compliance.

Price $75 Nonmembers / $55 Members
ABA Frontline Compliance This course is available to ABA Member banks at no cost under a license agreement. Learn more.
Course Credits AIB: 0, ICB: 0.5 CPB, CLBB, CRCM
Prerequisites Reg Z Overview
Required Software None
Optional Software Adobe Acrobat Reader and RealPlayer

Audience

Branch staff (lenders, CSRs Call Center, personal bankers) who takes consumer line of credit applications (such as overdraft lines of credit) or discuss loan products with consumers.  For some banks, this course may also be applicable for tellers making referrals to the platform.

Learning Objectives

By the of this course, the students will be able to:

  • Define open-end loans
  • Explain what account opening disclosures are required
  • Explain the requirements of periodic statement s
  • Describe the requirements of the change in terms notice
  • Explain the rules pertaining to payments on lines of credit

*Reviewed to meet current regulations, but no changes were made.


Questions? Please contact training@aba.com for more information.