EXCESS FLOOD INSURANCE PROGRAM
WNC Insurance Services, Inc.

| Coverages | Why WNC? |  How to Obtain a Quote | Program Contacts |
| Program Sheet |

 Another Endorsed Flood Insurance Solution from WNC Insurance Services:
| Commercial Flood Insurance Program |

With today's increasing reconstruction costs, there's a good possibility that the amount of flood insurance your clients have on their home or business is not enough to replace or repair the building if it is totally destroyed.  If your bank or your client has a need for more protection, you can obtain excess flood insurance through WNC and no longer have to face that risk.

WNC's Excess Flood Insurance Program is designed for owners of high-value dwellings and commercial properties who already have the maximum amount of coverage available under the National Flood Insurance Program (NFIP).  WNC can help banks provide their clients with the amount of coverage they really need to protect one of their biggest investments.  

COVERAGES OVERVIEW

The following is a summary of coverage information regarding WNC's Excess Flood Program:

• Replacement cost method used for loss valuation
  • Building coverage
  • Contents coverage
• Excess flood coverage available for residential and commercial properties 
• Contents coverage in "V" flood zones available  
• Policy language the same as the NFIP's standard dwelling or general property policy forms
• Up to $15 million in combined limits for building and residential contents

WHY WNC?

A trusted flood solution:

• Coverage issued by A-rated insurers
• 30+ years of flood underwriting experience
• Quick claims processing by WNC-owned Precise Adjustments

HOW TO OBTAIN A QUOTE

Complete a WNC First Excess Flood Application and e-mail the quote request to excessfloodquote@wncfirst.com or fax it to 305-270-0327 along with a copy of the insured's primary flood declaration page and elevation certificate if applicable.  Please include a cover page.

Download a WNC First Excess Flood Application here.

PROGRAM CONTACTS

WNC Insurance Services, Inc.
9200 South Dadeland Blvd., Suite 409
Miami, FL  33156
Web site: www.wncfirst.com
Contact: Thomas J. Phillips
Tel: (888) 386-9488, ext. 5004
E-mail: tphillips@wncfirst.com

CAB CONTACT PERSON

Monica Condon  (202) 663-5475
E-mail: mcondon@aba.com